Comments on: Detroit Auto Insurance – The Disadvantages of Getting the Minimum Liability Auto Insurance

By: Irv S

Irv S — Sun, 01 Nov 2009 11:17:24 +0000

Call your insurance company to see if you can add him to your policy or if he would be covered under yours. Each state is different so ask them. And GO DAD!! 87 and an excellent driving record, those 2 things don't usually go together.

By: kathaleen

kathaleen — Sat, 31 Oct 2009 10:03:36 +0000

By: Thomas V

Thomas V — Sat, 31 Oct 2009 01:56:22 +0000

They don't know if you are employed or not.

It's not based on employment – it's based on credit score. Likely, that other person also stopped paying bills.

By: Jesus V

Jesus V — Fri, 30 Oct 2009 09:37:05 +0000

I recommend you locate a local car insurance agent to help. Since I live in Kentucky I can't suggest an agent in Florida, but here is an website that can help you. http://www.easyautoinsuranceguide.com/Florida-Car-Insurance.html

Good Luck!

By: rayna

rayna — Fri, 30 Oct 2009 08:21:49 +0000

If you want to find a good auto insurance company in florida, Try this site to find the best auto insurance

http://saveautoinsurances.blogspot.com/

Here you can get quotes from different auto insurance companies in your area, its the best way to find an affordable auto insurance with a reliable company.

By: annabelle

annabelle — Fri, 30 Oct 2009 02:55:44 +0000

Depends on the company and the state that you live in. Auto insurance is regulated by each state so it can differ from state to state. Try this site to find the best auto insurance

http://saveautoinsurances.blogspot.com/

Here you can get quotes from different auto insurance companies in your area, its the best way to find an affordable auto insurance with a reliable company.

Some companies might offer:
-Good student discount (if you have a B or better average, so 3.0 or higher)
-Driver Training discount (if you got your drivers license through an 'on the road' driver training course and got a certificate stating you completed the course
-Some companies offer a book to be completed to make you designate driving goals to make you aware of your driving skills.

If there are 3 cars in the house and 3 drivers in the house, you will probably have to be put as a primary operator of a car, BUT if threre are 2 cars in the house and 3 drivers in the house you could probably be rated as an occational operator of the vehicle.

By: Lorraine

Lorraine — Thu, 29 Oct 2009 23:47:01 +0000

Your medical insurance provider will collect from the insurance company of the driver who caused your injuries. This process is called subrogation. It is standard practice throughout the US.

You are not entitled to dual benefit from your injuries. Go ahead and consult an attorney — he or she will almost certainly tell you the same thing.

If you have a pain and suffering claim, that would be paid by the insurance company of the at-fault driver, assuming that there is any room left on his liability coverage. If he had minimum liability that's probably been exhausted already. An attorney can help with that part of your claim if need be.

By: Sean P

Sean P — Thu, 29 Oct 2009 09:27:48 +0000

Most of the time, yes they will find those prior claims.
Many insurance companies participate in a national database that tracks claims. They will also check you MVR records of any tickets or accidents. It is very difficult to slip one past an insurance company.
Fraudulently stating fewer claims than you actually have is not a good idea. If you filed another claim and the prior ones were discovered, they could deny the new claim, back charge you a higher rate, and/or cancel the policy on the spot.

Because your rate went up due to the claims, it's not a bad idea to shop around, just make sure they are rating you with knowledge of those prior claims.

By: Alex24

Alex24 — Thu, 29 Oct 2009 09:15:04 +0000

You can try:

Freeway Insurance
Esurance
Progressive
The General
Dashers

These are all cheaper insurance brokers. In the end it will mostly depend on the coverage you need, where you live, you're driving record, etc.

Some of the better but more expensive companies are:

AllState
AAA
Farmers
State Farm