However, since car insurance policies can be very complicated, you may not even be covered by your policy if something happens to your car. If your car’s wheels get destroyed and the wheels are not covered by your cheap auto insurance policy, then the car insurance company will have nothing to do with your repair or replacement expenses. This can be a waste, especially since you pay a hefty monthly fee to the insurance company to keep your insurance policy going.
To minimize the chances of you getting a bad deal for your money the next time you run into an automobil accident, be sure that you get the best car insurance rates and ins policy that you can possibly get. The best insurance may not mean the most expensive or most loaded policies, because not everybody can afford to pay such hefty fees. What you do need on the other hand is the best automobile insurance company and quote that your own money can buy and pay for every month.
More than getting the most affordable deal, you should also sign up with an auto insurance company or agent that is ready to help you whenever you find yourself in a tight spot. In this case, cheap doesn’t always mean good because just because insurance is offered to you at an extremely low price means that the company is sure to help and pay what is due their client when the time comes.
When people get into accidents, their insurance agents (if they’re that sort) make it very hard on them and try to wiggle out of paying by arguing that they are not covered by the car insurance policy or that the insurance company should only pay part of the expenses. Ask around with family, friends and people you trust on who they believe the best and most trustworthy companies are before signing.
Watch the video related
Forward this video to your friends and watch all the videos at www.sickforprofit.com CIGNAs Edward Hanway spends his holidays in a $13 million beach house in New Jersey. Meanwhile, regular Americans are routinely denied coverage for the care they need when they need it most. Welcome to the American health insurance industry. Instead of helping policyholders attain the health security they need for their families, big insurance companies get rich by denying coverage to patients. Now theyre …
Help answer the question
no health insurance and have a preexisting condition. Can I start work? or is there any insurance available?
I live in GA. We just got an insurance and told them about this condition. It's very small surgery for my daughter. but now they are denying it. Is there any other insurance I can take? or if I get insurance through work would that help?
insurance
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#1 by sunny on October 16th, 2009
most insurance policies range from 30 to 90 days on a cancellation for non payment.
You need to stop and read your policy carefully. If this is a home owners policy there is likely an exclusion for using the house as a business.
When you bought the insurance you were probably purchased it through an agent. He didnt care what you told him. all he wanted to do was sale the policy. It's the underwriter that now wants to cancel it.
Bottom line. I think that you have two options.
1. Purchase a commercial property insurance policy. (expensive but doable.)
2. Search around and find another homeowners insurance policy and buy 1M dollars worth of umbrella coverage.
I'd spend my time looking for option two. The minute you ask about an umbrella, agents will be knocking your door down.
#2 by Tony G on October 16th, 2009
I have seen many people on here say that you are automatically covered when your parents have full coverage, including insurance agents. This is not true of all companies. Call your insurance carrier and ask. It is a lot easier than finding out after an accident that you are not covered.
#3 by Wordpress on October 16th, 2009
was not in the report the doctors had sent. As far as my health claims I have been blessed that they have paid them, that is all I know to say on how I had my claims always paid
#4 by WPMixer on October 16th, 2009
All I see is a nation fighting itself with “agents for profit” taking advantage. Corporate interests are exploiting the sick!
#5 by guzen on October 17th, 2009
i agree with you that teenage pregnancy is a problem which is why im glad sarah palin lost the election her personal family story would probably have given teenagers the wrong message in regards to this problem.
#6 by Happy on October 17th, 2009
I think you should go to the local building department (city or county) and apply for as built permits for these unpermitted structures. Although costly, it's better than Code Enforcement coming by, realizing that those additions/properties are unpermitted and going to court, seeking an injunction to have you (1) obtain as-built permits or (2) having them torn down.
It is more expensive to have Code Enforcement come in and seek relief from the courts (assuming you don't comply and apply for as built permits) because you may have to pay their attorneys' fees when they win.
I believe you apply for as built permits from the Building Department in the city. Make sure you're in the incorporated portion of the city, otherwise you'll have to go to the County Building Department.
Also, if the bank didn't know that these additions were unpermitted, you wouldn't have an recourse. Most foreclosures are sold as is and requires buyer's diligence. A title insurance policy may or may not disclose unpermitted additions (depends on the wording of the policy). As I recall, a title insurance policy only guarantees that you have marketable title to the property.
#7 by love on October 17th, 2009
Some group policies at work do not care about preexisting conditions.
Some do. It is usually the private ones, not work connected that
up the rates. Probably something to do with—- if you can work, then
you probably are not too sick, or disabled, so you can be insured.
If it is a dependent child, would you need to take insurance for you
as well as the child, and what is the waiting period.
Work insurance takes a while to go into effect. You may have a rider
or whatever it is called, that will exclude treatment, or make you wait
so long to have insurance, or treatment for the preexisting condition.
I don't know for sure, you could find out some how who the employer
or potential employer uses and check it out on line or by calling the company.
#8 by eventplanner14 on October 17th, 2009
Call an insurance agent. They will know what insurance you need and how much it will cost. The insurance is to cover the people and items at the events you coordinate, not you personally.
#9 by dudefornow14 on October 18th, 2009
I didn't study for this test (haha)
1-Liability
2-Uninsured motorist if you were a pedestrian
Collision if it's a hit&run in your car
3-Risk & Loss
4-Comp & Collision
5-Driving penalties
6-All of them
#10 by Begi on October 18th, 2009
insurance tips :
http://insurance6.cn
#11 by ..???.. on October 18th, 2009
Reagan warned of obama and his kind, and I'm not referring to his race, He is a socialist, and health care is his door opener.
http://www.youtube.com/watch?v=fRdLpem-AAs
Please forward this video to all who question the "acting" president's agenda!!!!!
#12 by fgeel on October 18th, 2009
hes got to be lying or had lawyer take his tickets to court and won!
tickets are sent to the states motor vechicle division, thats how they find out about your tickets!
TC GL
#13 by WPBlog Shop on October 18th, 2009
I would imagine healthcare will be paid for with taxes, which is fine with me. I find making money of off the sick and unfortunate morally reprehensible and the insurance companies seems to be doing exactly that.
#14 by rails on October 19th, 2009
fuck you cigna!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
#15 by Free Blog on October 19th, 2009
I am that first woman on this video and Pontiac 1 is a vicious liar when he knows the statements he makes are lies, everyone may google cigna draws regulators ire for the secon time in four years. See the real truth. These people need to go to jail for their crimes against my family.
#16 by psychic on October 19th, 2009
These women should think about that before having babies. It is called being respondable. I know accidents happen, but that is the biggest problem facing this nation. Let someone take care of me. I am not perfect far from it. My and I would married 3 years and then had our first child. We both worked and had health ins. Now my oldest son who is 25 waited and till he and his wife were ready to have a child. How is socialized health care paid for? Maybe people who work are sick of carrying weight.
#17 by nacao on October 19th, 2009
or people who don’t get out and produce and try and take care of their families instead of waiting for a handout. Some really need help and cannot work, we should take care of them. Something is wrong when you have 13 year girls having babies and the grandmother is 23. I have had Cigna ins for 28 years and never been turned down and I have had Cancer. Are ins companies perfect, by not means. do they need to be overseen? yes. and the first women speaking, she would not be going to cigna for treat
#18 by Blogger on October 19th, 2009
economicTerror ?